Travel insurance, you might have wondered why you should invest in it? After all any healthy individual looking for a few weeks of fun and frolic in a foreign city have lots on their mind and travel insurance is just not one of those things one thinks about.
However travel insurance can be of help in the following situations
However travel insurance may not be feasible for everyone, though it may be of importance to some individuals. Take a look at some of the basics of travel insurance to help you make informed decisions whether it is actually feasible for you or not.
We get insurance for health and business so why not for travel
Why do we invest in health insurance? Basically to keep ourselves covered. Travel insurance is just the same, it help keeps you protected. Though the chances of a mishap on a journey aren’t too great but imagine if you do end up in trouble, having travel insurance would be the best thing that could happen to you.
Recently a lady who had invested in travel insurance contracted dengue fever during her travels, the policy had her covered, from hospitalization to delayed flight, she was reimbursed.
Consider travel insurance as a backup plan. If on travel you suffer from any foreseen mishap you know your travel insurance has your back. These situations could be anywhere from contracting dysentery while you indulge in the gastronomical delights to losing your entire luggage while travelling. Travel insurance is there for accidents which you hadn’t anticipated while travelling.
Travel insurance is so much more than health insurance. It doesn’t necessarily mean that any problem you face could be health related. It could be something else like an interruption in the trip which you couldn’t make due to family issues or in case your airline misplaces your luggage. Travel insurance is just so much more. Make sure you have a detailed talk with your provider regarding the kind of travel insurance which works for you.
It’s good to have a credit card which has you covered but no matter how good your credit card is, it’s just not as useful as travel insurance.
Often the coverage limit for these cards is so low that it’s unbelievable. You may think you are protected but when you make a claim it would be enough to make you question your decision to rely on a credit card.
In case of a dire emergency you could be but in cases which are not merited an actual emergency you tend to pay out of your pocket and keep the records safe. Once you are home you can claim insurance.
Travel insurance is pretty essential, for more know-how regarding the best travel insurance plan, click here to learn more.